A remarkable new fixed deferred annuity with built-in lifetime income rider that delivers strong income and commission

Fidelity & Guaranty Life's (FGL) Simplicity Elite® single premium, deferred annuity series is a traditional single premium fixed interest annuity with a built-in guaranteed withdrawal benefit rider for lifetime income. Unlike many of the annuity products with en vogue design features, FGL has built a fixed annuity dedicated to delivering more guaranteed lifetime income than many alternatives without being annuitized.

Features include:

10 Tickets to Simple Annuity Sales
  • 10% Simple interest roll-up: The 10% simple interest guaranteed withdrawal benefit is automatically embedded and rolls up for a maximum of 10 years. This guarantees an income base that will be double the initial premium after 10 years.**
  • Impairment benefit: The income payment amount doubles should the annuitant be certified as impaired by a physician, or unable to perform at least two activities of daily living, such as feeding, bathing and dressing (Confinement not required).^
  • Guaranteed death benefit: Pays the greater of the account value, or the initial premium accumulated at 3% simple interest for 10 years,^^ reduced proportionally by any prior withdrawals, paid in a lump sum.
  • Premium bonus: Vesting premium bonuses of 5% and 7% on the 10-and 14-year products, respectively.

What's more, the Simplicity Elite® series pays a very competitive sales commission, at all issue ages.

Complete and submit this form, and you'll receive "10 Tickets to Simple Annuity Sales" to find out how well the Simplicity Elite® annuities can work in addressing other annuity markets and income needs. For more information, call us at 800.992.2642.

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