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"Ready for a collaborative relationship to
craft strategies and solutions, and not sell
products? We can make it easier to build your
business by offering clients more solutions
to fit multiple needs."

Rob Hagg - Sr. VP Life Sales & Integrated Financial Services
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"Medical and life insurance knowledge
is paramount for the most intricate cases."

Mary Pierce, Life Sales
Consultant
Deitra Brownlee, Life Sales Administration Manager
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"Grow your business with a
holistic life insurance approach."

Rob Hagg, Sr. VP Life Sales &
Integrated Financial Services
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"When we're part of
your team, rest assured
we've always got your back."

Bill Noone, LUTCF, Life Sales Consultant
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"Let's work together to close more
business more efficiently than ever!"

Bryan Watson, CLU®,
Life Sales Consultant
Cindy Manaway-Miller, Life Case Manager

The Key to Success Is Who You Know

And, not having a dedicated team with resources to incorporate savvy strategies could limit opportunities or be the needed instruments to build a thriving business.

If you’ve struggled with the challenges of not having a team to back your business or expertise that sees the big picture, grab hold of this opportunity. As your broker general agency (BGA), we can work together to achieve a new level of success and help you enjoy life… Know that when you leave your office every day, you have a team working for you so you can spend your time on what matters most… family, friendships and embracing life.

Meet Your Team

We’re here to help you position yourself as the financial advisor or insurance professional in the eyes of your clients.

We’ve been advocating on behalf of independent life producers like you since 1984. CreativeOne has cultivated a team of seasoned professionals focused on you that includes field agents, carrier employees, investment advisors, general managers, closely held business specialists and an executive team with decades of field experience. Because we’ve walked in your shoes, we understand the value of like-minded professionals, stellar support, case design and sales ideas that grow your business.

Ready for a collaborative relationship to craft strategies and solutions, and not sell products? We can make it easier to build your business by offering clients more customized strategies to fit multiple needs. Expand your team with talented and driven professionals focused on you. Welcome to the CreativeOne family, let’s meet your new team.

Knowledge is power

In any business, knowledge is power. But in the life insurance business, we understand that knowledge may mean the difference between a decline or an approval, and that’s a big deal. If you’re looking to work with a group of responsive, reliable, resourceful individuals who have the expertise and experience to help you conduct business more efficiently, look no further. By understanding the complexities of life insurance applications and setting realistic expectations of the sales process, we can identify roadblocks early on – and do our best to help eliminate them.

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Access Resources and Support

Access Resources and Support
We leverage our broad experience in underwriting, premium financing and prospecting to build lifelong relationships with you. Our skills have proven to be invaluable because of how we can assist you in every aspect of life insurance planning and sales, from application through placement. We can apply complex and high-net-worth planning principles successfully for even the most discerning clientele, proving our dedication to always finding the right solutions for you.

Innovative case design

Creative ideas and solid strategies. If you and your business could benefit from one go-to resource that provides all of these things and much more, consider a partnership with our team. We’re the kind of dedicated individuals who are true to our word and cognizant of fulfilling our promises. We don’t just say we’re going to do something – we follow through in a timely manner with the goal of delivering above and beyond your expectations every time. In turn, we work to provide you with the information and tools you need to do business effectively, efficiently and in your clients’ best interests.

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Access resources and support

Do you have access to the resources, information and support you need to be at your very best every day? Whether you’re just getting your foot in the door or are simply looking to grow your client base and your production, consider partnering with us for help getting where you want to go in life. We’ve spent years working with agents across the country to educate clients on why life insurance is a necessity and not a luxury – and to help them use this financial tool to achieve their retirement, legacy and estate planning goals. We would love the opportunity to do the same for you.

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Latest Blog Posts

When we know you can confidently go home, and depend on a team to support you, we know we’ve done our job. This is where mindshare is valuable and exceptionalism comes second handed.

Utilize Life Insurance

Sales Coaching

Fully utilize one of the greatest financial tools… life insurance. We’ll help you sculpt traditional and non-traditional applications, which is where art meets science. A highly creative team with technical expertise is irreplaceable to develop smart and effective client solutions. And, since we’re product agnostic we scour the market for the best possible solutions. We can help you and your clients:

    • Minimize and hedge against taxes
    • Provide business clients a full suite of tools
    • Combat market volatility and inflation
    • Create supplemental retirement income

    Instantly access a directory of life insurance support and services to place business more efficiently.

Receive one-on-one sales coaching to aid in client cultivation by helping you engage in conversations, overcome objections and closing strategies.

If you’re tired of the classic case study and want conversation starters other producers and advisors are using in the field successfully, your new CreativeOne Life Sales Relationship Manager and Life Sales Consultant will work to equip you with proven messaging to engage in conversation and close the sale. Knowing what’s successful for other producers and advisors today can help streamline your efforts.

Hot trends in the life insurance arena – get the latest issue of Life Advantage.

Concierge Underwriting

Reduce the Strain

Gain Access to a Concierge Underwriting Team with decades of experience in medical and financial underwriting.

We can help you tackle common and complex medical impairments and savvy financial underwriting too. If you’ve struggled navigating trusts, larger premium insurance cases, we can work together to get tough cases placed and negotiated table ratings that favorably impact your clients.

Here’s a tale, how we kept a $60M case fluid and quarterbacked for one of our advisors. We do this for all our cases, download this must read now.

Reduce the strain on you and your staff by relying on your new CreativeOne Life Sales Team from application through placement.

Short of completing the application and HIPAA form, we can do everything for you except sign the application! Tap into CreativeOne’s complimentary services including: illustrations, proposals, APS request coordination, scheduling assistance, application review and case follow-up. Your Life Case Manager is seasoned and many have long-time friendships with carrier partners, which helps you receive exceptional service and streamline case placement.

Underwriting

It’s a jungle out there. Underwriting manuals, individual underwriter experience and product pricing vary by carrier, and it’s difficult to know from day to day which products and carriers may be best for your client. We recognized the constant evolution of your growing business and have responded by building robust Concierge Underwriting services including:

    • Teams dedicated to providing specialized and efficient services with over four decades of experience.
    • Reviewing your client’s case early in the process, and asking the right questions, we help producers and advisors arrive not just at a solution but at the best solution for your client

How does it work?

For cases exceeding $25,000 in target life premium, Concierge Underwriting will work with you and your Life Sales Team to provide thorough and expedited service in a manner completely transparent to you.

    • Assist you in designing the case
    • Build the medical file in-house so you “own” it
    • Complete a preliminary underwriting summary
    • Scour the market for the carriers who best fulfill your client’s needs
    • Obtain tentative offers and assist you in determining the most suitable product for your client
    • Provide you with all the paperwork needed to make an application
    • Receive the application and scrub the paperwork for completeness and accuracy and make any necessary corrections
    • Submit the case to carriers
    • Expedite the case through carrier underwriting, approval, issue and delivery

The goal of CreativeOne’s Concierge Underwriting Team is to help you develop and qualify your client, design the case, eliminate the paperwork that slows you down, and shorten the underwriting process.

“I GOTTA GUY … “

Sales Tools

Uh oh. You’re not one of the stellar insurance professionals contracted with CreativeOne!

If you’d like to have access to our electronic application systems, invaluable underwriting tools and all sorts of handy stuff to make insurance placement easier… this is your day! Getting contracted can happen in less than 10 minutes! Yeah, we’ve been told it’s too easy, but that’s what we do for insurance professionals like you. Here’s how easy we made it for an insurance professional and his $60M life insurance case.

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Express Start

Uh oh. You’re not one of the stellar insurance professionals contracted with CreativeOne!

Want to access electronic systems, advanced concepts, underwriting resources and enter your Express Start dash board? Look no further… this is your day! Getting contracted can happen in less than 10 minutes! Yeah, we’ve been told it’s too easy, but that’s what we do for insurance professionals like you. Here’s how easy we made it for an insurance professional and his $60M life insurance case.

Hey, I’m a member, I want to login now. Login Now!

Underwriting the $60M Case – Keeping the process fluid

Here’s a tale with a lost examiner needing directions, keeping the process fluid and a turn-key experience. See how our commitment can make a difference for you and your clients.

14346 – 2015/4/9